Hi, I’m Rachael…

I am the founder of Seven Stars Private Wealth - an Independent Financial Adviser, Financial Coach and NHS pension specialist -with more than twenty years’ experience helping people make sense of the decisions shaping their financial lives.

My work brings together practical financial understanding with money psychology, because money is rarely just about money. It affects our sense of safety, identity, relationships, health and freedom.

I created Dimensional Wealth® to help people build a life that feels secure and meaningful now, while creating the assets and options that can support their future.

  • After more than twenty years of working with clients, I have come to disagree with much of the wealth advice promoted by finfluencers today.

    Wealth is not simply measured by the size of your bank balance. It is reflected in the quality of life you are able to live from one day to the next.

    For me, real wealth includes:

    • Time

    • Physical health

    • Mental and emotional wellbeing

    • The state of your finances

    • The quality of your relationships

    • Adventure, freedom and life experience

    I have spent years helping people plan for retirement, only for them to become seriously ill, die within twelve months of retiring, or never reach their sixties at all.

    That is not an argument against planning for the future. Planning matters. Building assets matters. Protecting yourself with a Plan B matters.

    But there is a danger in postponing your whole life for a future that is never guaranteed.

    If you spend every year living only for “one day”, without allowing yourself to enjoy the present, you may reach the point you were working towards and find that life has changed around you.

    There has to be a balance between living for today and preparing for tomorrow.

    I believe in building the architecture of wealth in the present: creating security, choice and a life that feels meaningful now, while steadily building the assets and income that can make work optional as soon as realistically possible.

  • Wealth is multi-dimensional, which is why I founded Dimensional Wealth®.

    It is not a linear journey, and it cannot be measured by income, assets or a retirement date alone. Throughout our lives, we move through different financial, emotional and practical phases - often shaped by relationships, health, career changes, loss, opportunity and the beliefs we hold about money.

    My work helps people understand where they are now, what may be keeping them stuck, and the practical steps they can take to move forward.

    The aim is not simply to accumulate more. It is to build greater clarity, security, confidence and freedom in the life you are living now, while creating the foundations for the life you want next.

  • Professional expertise

    • Founder and CEO, Seven Stars Private Wealth, Seven Medical, Dimensional Wealth Group & The FAR Project

    • UK Regulated - Independent Financial Adviser

    • NHS Pension, Defined Benefit and Pension Transfer Specialist

    • Expert Witness in Pension Negligence and Litigation

    Specialist training

    • CII Expert Practitioner

    • CISI Accredited Financial Coach

    • Money Scripts® Practitioner

    • Financial Abuse Specialist™

    • Ambassador for Standards International

    • Pension Transfer Specialist

    Recognition

    • VouchedFor Top Rated Adviser, 2019–2023 and 2025–2026

    • Author and Public Speaker

The Four Parts of My Work

My work spans regulated financial advice, specialist NHS pension support, financial coaching and advocacy. Each has a distinct purpose, so you can choose the route that best reflects what you need.

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