Hi, I’m Rachael…

I am the founder of Seven Stars Private Wealth - an Independent Financial Adviser, Financial Coach and NHS pension specialist -with more than twenty years’ experience helping people make sense of the decisions shaping their financial lives.

  • After more than twenty years of working with clients, I have come to disagree with much of the wealth advice promoted by finfluencers today.

    Wealth is not simply measured by the size of your bank balance. It is reflected in the quality of life you are able to live from one day to the next.

    There is a fine balance between depriving oursleves of the life we want to live today, for a future that may not arrive tomorrow, and aiming towards a future goal that delivers financial freedom.

    For me, true wealth is the measure of many different factors:

    • Time

    • Physical health

    • Mental and emotional wellbeing

    • The state of your finances

    • The quality of your relationships

    • Adventure, freedom and life experience

    I have spent years helping people plan for retirement, only for them to become seriously ill, or die without ever having made it to their retirement age.

    That is not an argument against planning for the future.

    Planning matters.

    Building assets matters.

    Protecting you and your family matters.

    But when we live in the future to the detriment of today, we can end up sacrificing 40 years of our lives, for 15, 20 or 30 year future that is never guaranteed.

    There has to be a balance between living for today and preparing for tomorrow.

    I believe in building the architecture of wealth in the present. Creating security. Choosing a life that feels meaningful now. Which offers freedom and flexibility, while steadily building the assets and income that can unlock financial freedom, much earlier than you believe is possible.

  • Wealth is a multi-dimensional process.

    What originally started out as Seven Stages of Financial Freedom, has now expanded to 12 different dimensions of wealth.

    In order to explain how this works in more depth, I founded Dimensional Wealth® and over time, my buisnesses have expanded in order to provide a full spectrum of services, which help people at different phases of life.

    This is not a linear journey, and it cannot be measured by income, assets or a retirement date alone.

    Throughout our lives, we move through different financial, emotional and practical phases - often shaped by relationships, health, career changes, loss, opportunity and the beliefs we hold about money.

    My work helps people understand where they are now, what may be keeping them stuck, and the practical steps they can take to move forward.

    The aim is not simply to accumulate more. It is to build greater clarity, security, confidence and freedom in the life you are living now, while creating solid foundations for the life you want next.

    It’s also bringing a deeper meaning of money and understanding the unseen and energetic forces that influence are lives.

    The financial services industry gave you a ladder and told you how to climb - Dimensional Wealth® gives you a map, a compass and teaches you how to navigate and build your own financial reality.

    Find out more

  • Professional expertise

    • Founder and CEO, Seven Stars Private Wealth, Seven Medical, Dimensional Wealth Group & The FAR Project

    • UK Regulated - Independent Financial Adviser

    • NHS Pension, Defined Benefit and Pension Transfer Specialist

    • Expert Witness in Pension Negligence and Litigation

    Specialist training

    • CII Expert Practitioner

    • CISI Accredited Financial Coach

    • Money Scripts® Practitioner

    • Financial Abuse Specialist™ – Certified

    • Financial Abuse Specialist™ Ambassador, Standards International

    • Pension Transfer Specialist

    Recognition

    • VouchedFor Top Rated Adviser, 2019–2023 and 2025–2026

    • Author and Public Speaker

My Companies

My work spans regulated financial advice, specialist NHS pension support, financial coaching and advocacy. Each has a distinct purpose, so you can choose the route that best reflects what you need.

book a discovery call
book a discovery call

“My experience with Rachael so far has been faultless. She and her assistant have been efficient and thorough. The 90 minute interview to build on the information I had provided was clear, with plenty of opportunity for me to explore my financial options further. The reports produced are concise with clear instructions for me, and what to expect from Rachael. She has been quick to respond to queries and very helpful throughout the process.”

— Dr. O. - Cheshire