Making money is only
the first chapter.
The real story — whether you can hold it, multiply it, and trust yourself to build something bigger than this month's bills — starts here.
WAYS TO WORK WITH ME
Three Ways, One Direction
Each service works powerfully on its own — or in sequence. Most clients begin with coaching to build awareness, move to planning to create strategy, and engage IFA services when they're ready to act.
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True financial wellbeing is a sequence — explore the three pathways below, from awareness to FCA-regulated action, and find the one that meets you where you are.
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Financial Coaching is all about you — your mindset, habits, and relationship with money. A coach doesn't tell you which products to buy. Instead, they help you build strong financial foundations and real confidence in your decision-making.
A coach helps you:
Understand where your money goes and design a simple spending plan
Reduce debt, build savings, and set achievable financial goals
Identify financial habits that may be holding you back
Learn how to make sound financial choices for yourself
Best For
People who want to improve their financial habits, get organised, or feel more in control before diving into products or investments.
Coaching is unregulated in the UK — it's about guidance, not product recommendations.
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Financial Planning takes things further by creating a holistic plan for your financial future. A financial planner helps you map out your life goals — whether that's buying a home, retiring early, or passing wealth to your children — and builds a step-by-step strategy to get you there.
A planner helps you:
Analyse your current finances in detail
Project your income, spending, and investments into the future
Model different 'what if' scenarios (e.g. retirement age, house purchase)
Build a long-term financial roadmap aligned with your life values and goals
Best For
Individuals and families wanting a clear, long-term plan for achieving major financial goals.
Planning is unregulated in the UK — it's about guidance, not product recommendations.
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When you're ready to take action — to invest, choose a pension, or protect your wealth — you may need Independent Financial Advice (IFA). This is a regulated service where an adviser can recommend specific products and even set them up for you.
An IFA helps you:
Select the right investments, pensions, and protection products
Understand and manage risk across your portfolio
Review and adjust your strategy as your life and the markets change
Access the whole market — independent advisers aren't tied to specific providers
Best For
People with savings, investments, or pensions who want professional, regulated product advice backed by consumer protection.
All UK financial advisers are authorised and regulated by the Financial Conduct Authority (FCA), giving you important consumer protections.
THE BIGGER PICTURE
How these three
work together
Each person's relationship with money is shaped by both how they think and what they do. Psychology-based coaching, structured financial planning, and regulated advice can work powerfully in sequence — or in tandem.
Specialist Services - NHS & Defined Benefit Pension Schemes
Having worked with doctors for over 15 years, we have a wealth of knowledge as to the nuances and complexities of medical career pathways, the intricacies of the NHS Pension Scheme and the interface with UK tax system.
We have developed a range specialist services to help support NHS pension members and those advisers who seek to increase their knowledge within this specialist area of practice.
NHS Pension Specialist
Pensions on Divorce
Our expert witness reports provide clear, evidence-based analysis of pension advice, financial planning, and loss quantification, written to withstand scrutiny from solicitors, barristers, and the court.
NHS Pension training programme for financial advisers who want to build a business providing retirement advice and guidance to members of the NHS Pension Scheme.
Fair, informed pension-sharing and asset-splitting during divorce. Making sense of pension sharing, offsetting and equalisation of pension income.
Coaching you through the hardest times and helping you to rebuild afterwards.
Pension Guidance and retirement planning options reports, helping NHS pension members to navigate the complex and ever-changing landscape of the NHS Pension Scheme.
NHS Pension Academy
Expert Witness Reports
You can find it more about the services we offer NHS Pension members, at the Seven Medical website, by clicking this link:
Important Information
The information on this website is for general information purposes only and does not constitute financial advice.
The value of investments and the income from them can go down as well as up, and you may not get back the full amount originally invested.
Past performance is not a reliable indicator of future performance.
The tax treatment of investments depends on individual circumstances and may be subject to change in the future.
If you are unsure about the suitability of any financial product or service, you should seek FCA regulated independent financial advice.